Hi peeps. Glad you all found the tips useful from yesterday- it is something I always think about (but still need to get better at myself too).
So far I have been doing OK with it. I have been saving money each month towards car, holiday and general things, and have been checking my on-line account more frequently. I have been organised with Christmas presents and have bought most of them now. I was planning on making gifts too, so I have planned out which weekend I will spend making jam, spiced nuts, stollen, and decorating Christmas cakes.
I have also been resisting the call of Clinique (and deleting the emails with offers without reading them!)- I have avoided going into Boots and am working my way through all the millions of samples.
After my success of making my own almond milk I have not repeated this, but I will as it was super easy. Maybe in a week or two!
One thing I was thinking about was using things like reward cards to get the best out of your spending. I really love the Boots Advantage card, (you get points when you spend money and then each point is worth a penny to spend back), and we also do things like use Tesco’s vouchers to get cinema tickets and things. One thing we use a lot is Quidco . The website is a bit like a broker I suppose, but for example if I was looking for car insurance then I would look on Quidco, and they offer cashback if you go to the websites via quidco. Does that make sense? Anyway, it is worth signing up and if either of us need anything (like car insurance, house insurance, hotels, even places like Play have quidco on purchases) we go through them (when I remember- another target for me to work on!) and it all adds up. Every penny counts after all!
Which loyalty cards do you like?